Accounts payable software built for SMBs and accounting firms

Plooto's accounts payable software gives finance teams and accounting firms one platform to capture invoices, route approvals, and send EFT, ACH, and international payments — all synced with QuickBooks, Xero, and NetSuite.

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Woman using accounts payable software on her tablet to streamline payment workflows.

Full cash flow visibility across every step of your AP process

Whether you're an SMB navigating growth or an accounting firm managing multiple clients, Plooto’s intuitive accounts payable software gives you full visibility into your cash flow. Gain the control you need to make confident financial decisions, reduce operational inefficiencies, and grow faster with streamlined AP automation.

settings-sliders (1)Custom AP approval workflows — built for your business or your clients

Build custom approval workflows that match your business or client needs. Plooto’s flexible accounts payable automation software lets you automate, route, and customize every stage of the accounts payable process—ensuring the right people review and approve payments at the right time, without delays or confusion.

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Focus on what matters most: Your business and your clients 

Manual data entry, paper-based invoicing, and approval chasing drain valuable time. With Plooto, you eliminate those tedious tasks and free up your team to focus on higher-value work—like advisory services, financial planning, or strategic growth. 


appsGet smart about your money and your timing

Plan ahead by scheduling one-time or recurring payments and gain better control over cash flow for your business or your clients. Plooto’s smart AP automation software helps you avoid late fees, capture early-payment discounts, and maintain healthy vendor relationships.

settings-3Do it all with seamless, full-system integration

Connect Plooto with your accounting software, your financial institutions, and your internal workflows. This end-to-end solution keeps everything in sync—reducing errors, reconciling faster, and creating one source of truth across your finance operations.

Small business owner managing accounts payable using Plooto’s accounts payable automation software.

What's included in Plooto's AP automation software

check-circle-2 Powerful approval workflows settings-sliders Customizable approval tiers file-checkmark Complete audit trails and record-keeping send-money-2-2 Cash flow visibility refresh-3-2 Automatic invoice processing dollar-2 Secure ACH/EFT payments globe-1 International payments across 40+ countries

Still have questions?

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Man setting up AP automation software on his computer with the Plooto accounts payable software dashboard visible.

Plooto supports thousands of businesses and firms like yours

But don't just take our word for it. Hear from our customers how Plooto's accounts payable software has saved them hundreds of hours and thousands of dollars.
Headshot of Tanis Young, bookkeeping professional using Plooto’s accounts payable software to automate client workflows.

Tanis Young
Maven Bookkeeping

"Since switching to Plooto, we’ve cut the amount of time we spend on bill payments 
by around 70%. It’s a massive difference. 
Now everything is digital, streamlined, 
and secure.”

Read their story >

Portrait of Jonathan Tebeka, business owner leveraging AP automation software to manage accounts payable efficiently.

Jonathan Tebeka
Founder & CEO
ShelvingMate

“Plooto automates supplier payments and automatically reconciles them with our accounting software. This saves me and our team a lot of time, prevents errors, and helps us focus on higher-value tasks.”

Read their story >

Headshot of Sean Freedman, SMB founder streamlining his company’s accounts payable process using automation software.

Sean Freedman
President and Founder
Freightzy

“With Plooto, I now have clarity on cash flow, and it has allowed us to make more informed decisions for the business.”

Read their story >

See Plooto's AP automation in your workflow.

Book a demo

Pay vendors on time — same-day and next-day payment options available

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Pre-fund your account

Fund your Plooto Instant account from a verified bank account.
 
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Select Plooto Instant

Select your Plooto Instant account when you're making a payment.
 
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Send Payments Faster

Cut down lengthy processing times and keep business moving.
 

Even more options. Even more payment flexibility.

Pay by Card

Make payments with your credit card, and your vendors get paid via EFT, ACH, or cheque. Free up cash flow, earn rewards, and capitalize on discounts. 

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Man using accounts payable automation software to securely schedule and process payments online.

Online checks

Skip the in-person signatures and approvals when you pay via check. Full-service includes printing and mailing.

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Close-up of a man entering invoice data into AP automation software to simplify his accounts payable process.

International payments

Make payments around the world and enjoy competitive exchange rates without the transfer fees*.

Learn more >

*Excludes fees on non foreign exchange, check, and same-currency transactions. Industry and discretionary rates apply, and are subject to change. A complete conversion cost estimate is viewable when payment is created or via our foreign exchange calculator.

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Team reviewing accounts payable workflows using integrated AP automation software on a shared screen.

14k+ businesses trust Plooto

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Start automating AP and AR payments integrated with your accounting software

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FAQs

How does Plooto streamline accounts payable processes for businesses?

Plooto simplifies the accounts payable process through centralized automation, consolidating bills and invoices with ease. Our user-friendly accounts payable automation software enhances workflows for finance teams by enabling efficient scheduling, tracking, insights, and payments. This powerful AP automation software reduces the need for manual tasks, improving overall productivity in managing accounts payable operations.

Does Plooto support accounts payable automation in Canada?

Plooto is a Canadian company supporting EFT for Canadian businesses and ACH for US payments. AP automation features, approval workflows, and accounting integrations are available to businesses in both countries.

Does Plooto support custom AP approval workflows?

Yes. You can build multi-level approval chains per vendor or payment type, require dual approval above a dollar threshold, and allow clients to approve payments before money moves — with a full audit trail.

Can Plooto assist in efficient bill and invoice management?

Yes, Plooto efficiently manages multiple bills and invoices through its robust accounts payable software and invoice capture system. This AP automation software streamlines accounts payable management by organizing payables, simplifying invoicing needs, and minimizing manual processes associated with invoice tracking and entry.

What payment options does Plooto's AP automation software offer for settling accounts payable?

Plooto's AP automation software provides diverse payment options for settling accounts payable, including secure bank transfers and electronic payments. This flexible approach allows users to choose their preferred methods while reducing errors and enhancing accuracy across the workflow.

How does Plooto ensure secure and reliable payments for accounts payable processes?

Plooto ensures secure accounts payable transactions by using industry-standard encryption and stringent security protocols. Our accounts payable automation software minimizes risks linked to manual errors while providing users with a trustworthy solution for handling high-volume accounts payable activities with confidence.

Can I automate recurring payments for regular bills using Plooto's AP automation software?

Yes, Plooto's advanced AP automation software allows users to automate recurring payments for ongoing bills and invoices. This convenient accounts payable automation capability saves time, reduces manual tasks, and helps prevent late payments in your company’s accounts payable process. 

What makes Plooto’s accounts payable software ideal for small and mid-sized businesses?

Plooto’s accounts payable software is designed to meet the needs of growing businesses by offering intuitive AP automation features. It reduces manual data entry, improves accuracy, and ensures fast, secure payments, making accounts payable automation both scalable and cost-effective.

Is Plooto considered an all-in-one accounts payable automation software?

Yes, Plooto functions as an all-in-one accounts payable automation software solution by integrating bill capture, approvals, and payments into one streamlined workflow. Businesses benefit from centralized control and automation of the full accounts payable lifecycle.

How does Plooto benefit finance teams?

With Plooto’s accounts payable automation software, finance teams save hours of manual processing and gain real-time visibility into cash flow and payables. This AP automation software enhances decision-making and strengthens internal controls within the accounts payable process.

What industries benefit most from using Plooto’s AP automation software?

Plooto’s AP automation software serves a wide range of industries, including professional services, nonprofits, and accounting firms. Its versatile capabilities help streamline payment workflows, improve financial operations, and reduce errors across diverse sectors.

Streamline your accounts payables today.

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