Plooto Inc. (“Plooto”, “we”, or “us”) values and respects the privacy of its users. This privacy policy sets out the manner in which we collect, use, disclose and otherwise process personal information when you visit our website located at https://www.plooto.com/ (the “Website”), use our financial operations platform (the “Platform”), and interact with our business.
Visiting the Website: You do not have to register to visit or use our Website. However, we do collect some personal information when you visit our Website. Please see "Information about our Website," below, for detailed information regarding the personal information we collect when you visit and use our Website, and the choices you have with regards to that collection.
Creating a Plooto Account: In order to use our Platform you will need to create an account. We will collect certain personal information, such as your name, email address, mailing address, phone number, and username and password in order to administer your Plooto account. We strongly recommend that you do not disclose your password to anyone. We will never ask you for your password in any unsolicited communication (such as letters, phone calls or email messages). If you become aware of any unauthorized access to or use of your account, you are required under our Terms and Conditions to notify us immediately.
Additionally, if you register to create a Plooto account, we will collect certain personal information in addition to your contact information, such as your tax identification number, social insurance number (Canada) or social security number (United States), government issued identification documents such as a drivers’ license or passport, banking account information, credit history, credit score and other “know your client” information in order to conduct background verifications for the purposes of ensuring we accurately identify you, comply with various regulatory and financial legal requirements, and limit Plooto’s risk and combat fraud.
Using the Platform: In addition to the personal information we collect when you create a Plooto account, we will also collect information when you make or receive payments, onboard your supplier or vendors, use information related to Plooto services that is contained within your third party accounting and enterprise resource planning applications, add payees or access other services on the Platform. This information may include banking information, including account, institution, and transit numbers, transaction history, account balance, account holder names, and other data required to facilitate the transaction, such as contact and billing information of your vendors and suppliers. We collect this information for the purposes of processing and carrying out instructions to pay certain vendors or suppliers at your request. If you sync your Plooto account with a third-party integration, we may collect additional information such as accounting, operational, invoicing and payments related information that is stored within your third party accounting and enterprise resource planning applications.
Syncing your Plooto Account: You may choose to sync your Plooto account with a third-party integration, such as QuickBooks or Xero. In order to facilitate the integration, we may collect certain information, such as accounting, operational, invoicing and payments related information found within the third-party system for the purposes of enabling the two platforms to communicate and synchronize transactions as requested.
Marketing Communications: If you sign up to receive email marketing communications, we will collect your email address in order to send you newsletters, offers and promotions. You can unsubscribe at any time by clicking the “unsubscribe” link included at the bottom of each email. Alternatively, you can opt-out of receiving email marketing communications by contacting us at the contact information provided in the “Contact Us” section below. Please note that you may continue to receive transactional or account-related communications from us.
Employment: In connection with a job application or related inquiry, you may provide us with certain personal information about yourself (such as that contained in a resume, cover letter, or similar employment-related materials). We use this information for the purpose of processing and responding to your application for current and future career opportunities.
Free Trial: If you want to learn more about our services, you can sign up on our Website to connect with us for a free trial or more information. We may collect your name, email and interest in the services to contact you to schedule a free trial or provide you with more information.
Surveys: From time to time, we may offer you the opportunity to participate in one of our surveys. The information obtained through our surveys is used to help us understand our users and potential users, as well as to enhance our Website.
Download Resources: When you download resources from our Website, such as eBooks and guides, we may collect personal information such as your name, email and company name prior to making any resources available to you.
Contact Us: When you contact us with a comment, question or complaint through email, telephone or live chat, we may collect information that identifies you, such as your name, email address, telephone number and company name along with additional information we need to help us promptly answer your question or respond to your comment. We may retain this information to assist you in the future and to improve our customer service and products.
Plooto may make your personal data available to the categories of third parties described below:
Affiliated Companies: We may share some or all of your information with our parent companies, subsidiaries, affiliates, joint ventures, or other companies under common control with us.
Service Providers: Your personal information may be transferred (or otherwise made available) to third parties that provide services on our behalf. We use service providers to provide services such as hosting the Website, processing payments, providing advertising and marketing services, conducting background verifications, ongoing transaction monitoring activities, data hosting, storage, and providing cloud storage, and ensuring Website and Platform security. Our service providers are only provided with the information they need to perform their designated functions and are not authorized to use or disclose personal information for their own marketing or other purposes. In some cases, our Service Providers may use your information subject to their own privacy policies and to comply with their own legal and regulatory obligations. Our service providers may be located in the U.S., Canada, Netherlands or other foreign jurisdictions.
Legal and Compliance: We and our Canadian, United States, Netherlands and other foreign service providers may disclose your personal information in response to a search warrant or other legally valid inquiry or order, or to another organization for the purposes of investigating a breach of an agreement or contravention of law or detecting, suppressing or preventing fraud, or as otherwise may be required or permitted by applicable Canadian, U.S. or other law or legal process, which may include lawful access by Canadian, U.S. or foreign courts, law enforcement or other government authorities. Your personal information may also be disclosed where necessary for the establishment, exercise or defence of legal claims and to investigate or prevent actual or suspected loss or harm to persons or property. We may share information with our professional advisors who provide legal, compliance, auditing, accounting, banking, consulting, or other professional services.
Sale of Business: We may transfer any information we have about you as an asset in connection with a proposed or completed merger, acquisition or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of Plooto or as part of a corporate reorganization or other change in corporate control.
Other Disclosures: In addition to the above disclosures, we may disclose personal information in the event that we believe such disclosure is (i) necessary to provide our services or operate our business; (ii) in accordance with purposes we describe when you share it with us; (iii) permitted by law; or (iv) with your consent or at your direction.
We may disclose aggregated or deidentified information that does not identify any individual without restriction.
Visiting our Website: When you visit our Website, we collect your IP (Internet protocol) addresses and other related information such as page requests, browser type, operating system and average time spent on our Website. We use this information to help us understand our Website activity and to monitor and improve our Website.
Cookies: Our Website uses a technology called "cookies". A cookie is a tiny element of data that our Website sends to a user’s browser, which may then be stored on the user’s hard drive so that we can recognize the user’s computer or device when they return. Many browsers allow you to manage cookie settings to receive notifications when cookies are placed on your browser or to decline cookies. However, if you decide not to accept cookies from our Website, you may not be able to take advantage of all of the Website features.
Analytics: We may use third party services including, without limitation, Google Analytics, Google Tag Manager, Google Signals, and Segment to help us gather and analyze information about the areas visited on the Website (such as the pages most read, time spent, search terms and other engagement data) in order to evaluate and improve the user experience and the Website. These third parties may use cookies and other tracking technologies that track your interactions with Plooto across multiple devices as well as link these various interactions across different devices together. For more information about Google Analytics or to prevent the storage and processing of this data (including your IP address) by Google, you can download and install the browser plug-in available at the following link: https://tools.google.com/dlpage/gaoptout?hl=en. You can also obtain additional information on Google Analytics’ and Segment’s data privacy and security at the following links:
Third Party Links: Our Website may contain links to other websites that Plooto does not own or operate. We provide links to third party websites as a convenience to the user. These links are not intended as an endorsement of or referral to the linked websites, and when you visit such websites, this privacy policy is no longer applicable. The linked websites have separate and independent privacy policies, notices and terms of use. We do not have any control over such websites, and therefore we have no responsibility or liability for the manner in which the organizations that operate such linked websites may collect, use or disclose, secure and otherwise treat personal information. We encourage you to read the privacy policy of every website you visit.
Plooto does not respond to “do not track” signals or other mechanisms on its Website or Platform that provide individuals the ability to exercise choice regarding the collection of personal information about online activities over time and across third-party websites or online services.
We have implemented administrative, technical and physical measures in an effort to safeguard the personal information in our custody and control against theft, loss and unauthorized access, use, modification and disclosure. However, despite these measures and like most companies, we do not guarantee information security.
We have record retention processes designed to retain personal information for no longer than necessary for the purposes set out herein or as otherwise required to meet legal or business requirements.
As indicated above, if you have signed-up to receive our email communications, you can unsubscribe any time by clicking the “unsubscribe” link included at the bottom of the newsletter. Alternatively, you can opt-out of receiving our marketing communications by contacting us at the contact information under “Contact Us” below.
If you submit personal information via our Website or otherwise provide us with your personal information, you may withdraw your consent or request access, update or correction of your personal information by submitting a written request to the Chief Privacy Officer see “Contact Us” below). You may also withdraw your consent to our collection, use and disclosure of personal information (subject to legal and contractual restrictions). We may request certain personal information for the purposes of verifying your identity.
Plooto’s services are not intended to interact in any way with minors. Any access to or use of the Services by anyone under the age of 13 is unauthorized. If you are under 13, and you provide any information on or through our Services, we may contact your parent or guardian about your communications. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you are a parent or guardian or otherwise believe we might have any information from a child under 13, please contact us.
We may update this privacy policy periodically to reflect changes to our privacy practices. We encourage you to periodically review this page to ensure you are familiar with those changes. We will indicate at the top of this privacy policy when it was most recently updated.
If you have any questions or comments about this privacy policy or the manner in which we or our service providers treat your personal information, or to request access to your personal information in our records, please contact us at:
Chief Privacy Officer
[email protected]
325 Front Street West, 4th Floor
Toronto, ON
M5V2Y1
Canada