The term “personal information” means information about an identifiable individual.
We may collect personal information when you:
register to use Plooto;
provide instructions to Plooto to pay certain vendors, including storing vendors in your payee list;
integrate third party accounting software with Plooto; or
contact us with a comment, question or complaint.
We collect information such as your name, and contact information (incl. email address, mailing address, and phone number) for the purposes of identifying you and administering your Plooto account. We may also run anti-money laundering searches and conduct certain background verifications such as obtaining your credit history, credit score, and other information for the purposes of ensuring that we accurately identify you, comply with regulatory and financial institution contractual requirements, limit Plooto’s risk and combat fraud.
Plooto collects your banking information, including account, institution, and transit numbers for the purposes of processing and carrying out instructions to pay certain vendors at your request. Plooto also collects information related to transaction history, account balance, account holder names, and other available data to help you pay your vendors faster. Plooto also retains a payee list to help you pay vendors you have previously paid more quickly. You can remove entries from your payee list at any time.
If you choose to integrate third party accounting software with Plooto, we may collect personal information that your third party accounting software makes available to Plooto for the purposes of enabling the two platforms to communicate and synchronize transactions as requested.
If you contact us with a question, comment or complaint, you may be asked for information that identifies you (such as your name or email address) along with additional information we need to help us confirm your identity (if necessary), and to promptly answer your question or respond to your comment or complaint. We may also retain this information to assist you in the future and to improve our customer service.
We and our third party service providers, including Google Analytics, collect, process, store and analyze information obtained from your browser when you visit our website, including IP address, device identifiers, browser characteristics, operating system details, language preferences, referring URLs, length of visits, and pages viewed. We also use “cookies” or other tools that track, measure and analyze the behaviors and usage patterns of visitors to the website. We use this information to help us understand how visitors engage with the website and to improve our visitors’ experience.
You can obtain additional information on Google Analytics’ collection and processing of data and data privacy and security , including how to learn more about opting out of Google Analytics’ data collection.
We will not disclose, trade, rent, sell or otherwise transfer your personal information, without your consent, except as otherwise set out herein or where otherwise permitted or required by law.
Our service providers are given the information they need to perform their designated functions, and we do not authorize them to use or disclose personal information for their own purposes. Your personal information may be maintained and processed by our affiliates and other third party service providers in the Netherlands and the U.S. In the event that personal information is transferred outside of Canada to the U.S., the Netherlands, or other foreign jurisdiction, it will be subject to the laws of that jurisdiction and may be disclosed to or accessed by the courts, law enforcement and governmental authorities in accordance with those laws.
We may transfer any information we have about you as an asset in connection with a merger or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of our operations or as part of a corporate reorganization or stock sale or other change in corporate control.
Plooto, our affiliates and related companies and our Canadian, US, Dutch and other service providers may provide your personal information in response to a search warrant or other legally valid inquiry or order, or to an investigative body in the case of a breach of an agreement or contravention of law, or as otherwise required by applicable Canadian, U.S. or other law. We may also disclose personal information where necessary for the establishment, exercise or defence of legal claims, to investigate or prevent actual or suspect loss or harm to persons or property, or as otherwise permitted by law.
When you use our website, we collect information about your interaction with our servers. We also collect the IP (Internet protocol) addresses of all users and other related information such device type, operating system and average time spent using our platform. We collect and use this information for the purposes of helping us understand how our users use our website and to optimize our platform and service offering.
We have implemented administrative, technical and physical safeguards designed to protect personal information in our custody and control against unauthorized access, use, modification and disclosure. We restrict access to your personal information on a need-to-know basis to employees and authorized service providers who require access to fulfill their job requirements
We have personal information retention processes designed to retain personal information for no longer than necessary for the purposes stated above or to otherwise meet legal requirements.
You have the right to access, update, and correct inaccuracies in your personal information in our custody and control, subject to certain exceptions prescribed by law. To request access, updating or correction of inaccuracies in your personal information that we have in our custody or control, you can email or write to us at the contact information set out below. We may request certain personal information for the purposes of verifying the identity of the individual seeking access to their personal information records.