AP and AR automation for finance teams

Plooto for finance operations creates one place to run accounts payable and receivable. Centralize payment workflows and automate reconciliation across the business. Payments sync with your accounting software automatically.

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14k+ businesses powered by Plooto

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Easy integrations with top accounting software

Two-way sync with your accounting software to eliminate data entry errors and
other inefficiencies, while automatic reconciliation gives you more accurate books.

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QuickBooks

Sync with QuickBooks for easy reconciliation, fewer data entry errors, and clearer payment records.

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Xero

Import your bills, stay on top of your payments, and keep a clear audit trail when you integrate with Xero.

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NetSuite

Easy 2-way syncing with NetSuite lets you simplify your transactions, automate your accounting flows, and more.

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Accounts payable and receivable automation for finance teams

Finance teams run both sides of the ledger. Plooto automates accounts payable and receivable in one platform, so your team stops switching between tools and manual spreadsheets. Import bills, route them through approval workflows, pay vendors by EFT, ACH, check, or credit card, and collect from customers by pre-authorized debit. Every payment reconciles back to QuickBooks, Xero, Oracle NetSuite, or Sage automatically.That means fewer manual entries, a faster month-end close, and a complete audit trail on every transaction. The whole payment operation runs in one place, with the roles, permissions, and controls a finance team needs.

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Total visibility across every payment
your finance team runs

Consolidate AP and AR into one payment workflow

Handle all your payment workflows across your entire business from one centralized hub.

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Manage all roles and permissions

Easily manage users and permissions so the right people have access to set up payments and make approvals.

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Secure your payment workflows

Rest easy knowing your payments are protected with world-class encryption and high-security infrastructure.

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Gain complete control of your cashflow

Money moves super fast (in both directions) via a debit card, credit card, ACH, EFT, or instant transfer.

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Automate every payment workflow in one place

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International Payments

Make payments around the world with competitive exchange rates and without transfer fees*.

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Online Checks

Make full-service check payments across Canada and the United States and skip the in-person signatures and approvals.

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Plooto Instant

With Plooto Instant, you won’t have to worry about running late on bills and invoices due to long processing times.

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Pre-Authorized Debits

Easily set up automatic payment collection from your customers with a single click.

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*Excludes fees on non foreign exchange, check, and same-currency transactions. Industry and discretionary rates apply, and are subject to change. A complete conversion cost estimate is viewable when payment is created or via our foreign exchange calculator.

See what finance teams like yours are saying

Jonah Tetz

Jonah Tetz
Operations Lead
Startup TNT

“Since we’ve automated our payments through Plooto, we have more time, our vendors are happier, and we have better payment terms.”

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Srinivas Pabbaraju
Controller
True North Mortgage

“We use Plooto for everything, and Plooto keeps great records of what we do, both for control and audit purposes.”

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Omar Visram
CEO & Founder
Enkel Backoffice Solutions

“Every time you use Plooto, you are saving money or time, or both.”

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Every payment workflow, automated in one place.

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FAQs

Don't see your question answered here? Contact us today.

What is payment automation for finance teams?

Payment automation gives a finance team one platform to run accounts payable and receivable instead of juggling banking portals, spreadsheets, and manual approvals. With Plooto, bills import from your accounting software, route through approval workflows, and get paid electronically, while receivables are collected automatically by pre-authorized debit. Every transaction reconciles back to your accounting software, which reduces manual data entry and speeds up month-end close.

Can finance teams set roles and approval permissions in Plooto?

Yes. Plooto lets finance teams assign granular roles and permissions, so each person has exactly the access their job requires. You can build multi-step approval workflows, set spending thresholds that trigger additional sign-off, and keep a full audit trail of who approved what. This is one of the most common reasons finance teams and controllers choose Plooto over manual payment processes.

Does Plooto automate both accounts payable and receivable?

Yes. Plooto handles both sides. On the payable side, it imports bills, routes approvals, and pays vendors by EFT, ACH, check, or credit card. On the receivable side, it collects from customers by pre-authorized debit and reconciles the payment automatically. Running AP and AR in one platform gives finance teams complete visibility into cash flow and a single audit trail.