Individual Businesses

Put your AP and AR on auto pilot

Scale your practice and take on more clients

You can set up Plooto in less than 3 minutes.

Plooto helps you save up to 70% of your non-billable time by automating your clients’ AP and AR.

Start Your Free Trial No credit card required. You will get a 30-day Grow trial.
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Get started with a free 30-day trial in our Grow plan

We offer different plans to meet all your clients' AP and AR needs

You can cancel or switch plans at any time during your trial.

Consolidate your tech stack and use Plooto to automate AP and AR for all your clients.

Go

$9

USD/month

Begin automating payments


  • 1 Approver
  • 1 Accountant or Bookkeeper
  • Basic approval workflow
  • $1 per ACH transaction
  • Limited to 5 ACH transactions per month
Most Popular

Grow

$32

USD/month

Automate payments with
advanced workflows

  • Unlimited Approvers
  • Unlimited Accountants and Bookkeepers
  • Advanced approval workflow
  • $0.5 per ACH transaction
  • Unlimited ACH transactions (no monthly limit)
  • $0 per international FX transaction
  • $0 per international FX transaction
  • 10 Free ACH Transactions included in trial

Grow Unlimited

$59

USD/month

Automate payments and
workflows at scale

Everything in Grow plus...

  • Unlimited number of FREE ACH transactions

Want to see Plooto in action?

Automate your AP and AR

Schedule a live demo with our Product Specialist to see how you can automate your clients' AP and AR in minutes.

Get started with a free 30-day trial.

Schedule a Live Demo
Start Your Free Trial

Compare features

Automate
Go
Grow
Grow Unlimited
Two-way sync with accounting firms
Xero, Quickbooks Online
Xero, Quickbooks Online, Quickbooks Desktop
Xero, Quickbooks Online, Quickbooks Desktop
Plooto Capture
! Scan and automate data entry of invoices, bills, expenses, and supplier credits.
Post-dated payments
Payment preferences
! Set default bank account for payables.
-
Collaborate
Go
Grow
Grow Unlimited
Approvers
1
Unlimited
Unlimited
Accountants or Bookkeepers
1
Unlimited
Unlimited
Approval workflow
Basic
! Manage payment approvals with one approver.
Advanced
! Manage payment approvals with unlimited approvers and advanced rules based on bank account, approval limit, and dollar ranges.
Advanced
! Manage payment approvals with unlimited approvers and advanced rules based on bank account, approval limit, and dollar ranges.
Payment audit trail
Transact
Go
Grow
Grow Unlimited
ACH payments
$1
$0.5
Free
Pre-Authorized Debits (PAD)
Cross-border payments
$19
$10
$10
International FX payments
! Excludes checks
$19
$0
$0
Competitive FX rates
! Competitive FX rates and support for over 40 countries.
Paper check
$5
$2
$2
Accept credit cards
2.9% + $0.3
2.9% + $0.3
2.9% + $0.3
Transaction cap
! The maximum number of domestic transactions (EFT/ACH) that you can conduct per billing cycle. There are no caps on Check, Credit Card, or International transactions.
5 per billing cycle
Unlimited
Unlimited
Transaction limit
! The maximum limit per domestic transaction (EFT/ACH). There are no limits on Check, Credit Card, or International transactions.
$5,000 per transaction
Unlimited
Unlimited
Plus additional features included in all plans:
  • <1 business day SLAs for Accountants & Bookkeepers
  • Live Chat and Phone Support (9 am – 8 pm EST) and 1 business day SLAs via email
  • Access to Plooto Instant in USD and CAD
  • Access to Plooto Network with hundreds of payees
  • Customizable notification preferences for payment updates
*Excludes fees on non foreign exchange, cheque, and same-currency transactions. Industry and discretionary rates apply, and are subject to change.
A complete conversion cost estimate is viewable when payment is created or via our foreign exchange calculator.

FAQs

Don't see your question answered here? Contact us today.

How do I start using Plooto?

You can begin using Plooto by signing up for a 30-day free trial. The sign up process only takes a few minutes and you can add your clients to Plooto right away. Interested in learning more? Schedule a live demo with our Product Specialist here.

What is included in my free trial?

You will get a free 30-day trial to our Grow plan, plus 10 free ACH transactions during the trial period. This plan allows you to add unlimited number of clients, users, and send/receive payments. No credit card is required to sign up. You can cancel your trial at any time.

Do I need to sign up my clients for Plooto?

Once you have signed up for Plooto, you can add your clients right away. For each client, you can choose the appropriate plan to place them in. Regardless of the plan selection, each client will also get a free 30-day trial.

What plans are available to all my clients?

The Grow and Grow Unlimited plans are available to all of your clients. You will unlock the Go plan once you have 3 or more clients on either the Grow or Grow Unlimited plans.

Is there any special pricing if I sign up multiple clients to Plooto?

Yes - we do offer special pricing as soon as you have 3 or more clients signed up for either the Grow or Grow Unlimited plans. To see special pricing details, please click here.

How can I stay updated on the Go plan launch?

Drop us a quick note if you have any questions about the Go plan or would like to be updated on the plan launch.

Are there any other charges I need to be aware of?

Plooto charges a monthly subscription fee plus payment transaction fees — as listed above in the compare feature section. This means no setup, integration, or additional user fees that other companies typically charge.

Is sending a payment from the United States to Canada considered a cross-border transaction?

Yes - any payments made between the United States and Canada are considered cross-border transactions (this excludes FX transactions) and will be charged a $9.99 flat fee.

FAQs

Don't see your question answered here? Contact us today.

How do I start using Plooto?

You can begin using Plooto by signing up for a 30-day free trial. The sign up process only takes a few minutes and you can set up your payments right away.

What is included in my free trial?

You will get a free 30-day trial to our Grow plan. This plan allows you to add unlimited number of users, payment workflows, and send/receive payments without any limits. No credit card is required to sign up. You can switch to the Grow Unlimited plan or cancel at any time during the trial.

Are there any other charges I need to be aware of?

Plooto charges a monthly subscription fee plus payment transaction fees — as listed above in the compare feature section. This means no setup, integration, or additional user fees that other companies typically charge.

Is sending a payment from the United States to Canada considered a cross-border transaction?

Yes - any payments made between the United States and Canada are considered cross-border transactions (this excludes FX transactions) and will be charged a $9.99 flat fee.

Is Plooto safe?

Plooto is safe. We invest heavily in security at Plooto. From data encryption to secure infrastructure and trusted partners, Plooto adopts the same security standards that governments and banks use worldwide. Click here to learn more about our security measures.