Plooto Pricing

Plooto's pricing is based entirely on a per transaction basis. This is one of the many things that differentiates us from a lot of our competitors, as you only pay for what you use. 

There are no set up fees, costs per user, or monthly subscription requirements to use Plooto. 

Below is a breakdown of the costs associated with the different types of payments on the Plooto platform.


Domestic payments sent through the EFT/ACH network on Plooto can be sent at a cost as low as $0.50/transaction. Here is a breakdown of our volume discount pricing.

On Plooto, you also have the ability to send international payments for a flat fee of $9.99. Plooto allows you to send payments from your CAD and USD accounts directly to your recipients in dozens of countries around the world.

Please note: institutions outside of North America may charge their customers fees to receive money from international sources. These fees are not charged by Plooto and are outside of our control. Plooto never charges fees to receive a payment.

Credit Card payments on Plooto can be activated for contacts and will be charged at a rate of 2.89% of the total payment plus $0.30.

NSF (Not Sufficient Funds) Returned: $30 Fee Each
Failed Credits (Incorrect Payee Account): $2 Fee Each
Recalled Direct Payments: $10 Fee Each
Recalled Email Money Transfer: $5 Fee Each
Credit Card Chargeback: $15 Fee Each 
Manual Processing: $10-15 Fee Each


The simplest way to pay your vendors, contractors, and other business expenses online. Send payments to the U.S. Syncs with QuickBooks and Xero.

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