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know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/austin-distel-gUIJ0YszPig-unsplash.jpg</image:loc><image:caption>austin-distel-gUIJ0YszPig-unsplash</image:caption><image:title>austin-distel-gUIJ0YszPig-unsplash</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><lastmod>2020-06-23</lastmod></url><url><loc>https://www.plooto.com/blog/tax-season-checklist</loc><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Issue%205-1.png</image:loc><image:caption>Issue 5-1</image:caption><image:title>Issue 5-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Tax%20Checklist%20Hero.jpg</image:loc><image:caption>Tax Checklist Hero</image:caption><image:title>Tax Checklist Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/2-Apr-02-2026-07-42-13-2778-PM.png</image:loc><image:caption>2-Apr-02-2026-07-42-13-2778-PM</image:caption><image:title>2-Apr-02-2026-07-42-13-2778-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Issue%203-1.png</image:loc><image:caption>Issue 3-1</image:caption><image:title>Issue 3-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/3-Apr-02-2026-07-42-13-2659-PM.png</image:loc><image:caption>3-Apr-02-2026-07-42-13-2659-PM</image:caption><image:title>3-Apr-02-2026-07-42-13-2659-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Best%20practices.png</image:loc><image:caption>Best practices</image:caption><image:title>Best practices</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Issue%204-1.png</image:loc><image:caption>Issue 4-1</image:caption><image:title>Issue 4-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/4-Apr-02-2026-07-42-13-2780-PM.png</image:loc><image:caption>4-Apr-02-2026-07-42-13-2780-PM</image:caption><image:title>4-Apr-02-2026-07-42-13-2780-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Table.png</image:loc><image:caption>Table</image:caption><image:title>Table</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/1%20(1)-1.png</image:loc><image:caption>1 (1)-1</image:caption><image:title>1 (1)-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/5.png</image:loc><image:caption>5</image:caption><image:title>5</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Issue%201-1.png</image:loc><image:caption>Issue 1-1</image:caption><image:title>Issue 1-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Issue%202-1.png</image:loc><image:caption>Issue 2-1</image:caption><image:title>Issue 2-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist 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blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual 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assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Improvements%20from%20AP%20automation.jpeg</image:loc><image:caption>Improvements from AP automation</image:caption><image:title>Improvements from AP automation</image:title></image:image><lastmod>2022-11-07</lastmod></url><url><loc>https://www.plooto.com/blog/new-operating-hours</loc><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/promotions-2a-blog-featured-image.jpeg</image:loc><image:caption>promotions-2a-blog-featured-image</image:caption><image:title>promotions-2a-blog-featured-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/plooto-newfeature-image.png</image:loc><image:caption>plooto-newfeature-image</image:caption><image:title>plooto-newfeature-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/add%20payee%20(PN).gif</image:loc><image:caption>add payee (PN)</image:caption><image:title>add payee (PN)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/New%20Operating%20Hours%20for%20Customer%20Support_v2.png</image:loc><image:caption>New Operating Hours for Customer Support_v2</image:caption><image:title>New Operating Hours for Customer Support_v2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><lastmod>2021-10-06</lastmod></url><url><loc>https://www.plooto.com/migration/knowledge/kb-404</loc><image:image><image:loc>https://www.plooto.com/hubfs/plooto_bg.png</image:loc><image:caption>plooto_bg</image:caption><image:title>plooto_bg</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/App_logo_50x50.png</image:loc><image:caption>App_logo_50x50</image:caption><image:title>App_logo_50x50</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Plooto%20HC_2.png</image:loc><image:caption>Plooto 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software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is-Your-Business-Leaking-Money.jpeg</image:loc><image:caption>Is-Your-Business-Leaking-Money</image:caption><image:title>Is-Your-Business-Leaking-Money</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/cash%20management-child%20page%20featured%20image.jpeg</image:loc><image:caption>cash management-child page featured image</image:caption><image:title>cash management-child page featured image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; 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Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Freightzy-1.png</image:loc><image:caption>Freightzy-1</image:caption><image:title>Freightzy-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Enkel%20hero.png</image:loc><image:caption>Enkel hero</image:caption><image:title>Enkel hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/PadSplit%20hero.png</image:loc><image:caption>PadSplit hero</image:caption><image:title>PadSplit hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Serotina%20pull%20quote.png</image:loc><image:caption>Serotina pull quote</image:caption><image:title>Serotina pull 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headshot</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Aamer%20Siddiqui%20headshot.png</image:loc><image:caption>Aamer Siddiqui headshot</image:caption><image:title>Aamer Siddiqui headshot</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Receivables%20with%20cash%20icon.png</image:loc><image:caption>Receivables with cash icon</image:caption><image:title>Receivables with cash icon</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Capterra%20review.svg</image:loc><image:caption>Capterra review</image:caption><image:title>Capterra review</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Payable%20with%20cash%20icon.png</image:loc><image:caption>Payable with cash icon</image:caption><image:title>Payable with cash icon</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/GetApp%20review.svg</image:loc><image:caption>GetApp 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image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://www.plooto.com/blog/accounts-receivable-turnover-ratio</loc><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20Receivable%20Turnover%20Ratio%20Formula%20(1).png</image:loc><image:caption>AR turnover = net credit sales / average accounts receivable</image:caption><image:title>Accounts Receivable Turnover Ratio Formula (1)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and 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software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to 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image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20accounts%20payable.png</image:loc><image:caption>Understanding accounts payable</image:caption><image:title>Understanding accounts payable</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does 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examples-min</image:title></image:image><lastmod>2024-10-21</lastmod></url><url><loc>https://www.plooto.com/blog/best-accounts-receivable-automation-software-solutions</loc><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Best%20AR%20Automation%20Solutions-hero%20image.gif</image:loc><image:caption>Best AR Automation Solutions-hero image</image:caption><image:title>Best AR Automation Solutions-hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Comparing%20Best%20AR%20Automation%20Software%20%20%20Infographic%20(002).jpeg</image:loc><image:caption>Comparing Best AR Automation Software   Infographic (002)</image:caption><image:title>Comparing Best AR Automation Software   Infographic (002)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><lastmod>2024-03-07</lastmod></url><url><loc>https://www.plooto.com/blog/best-ap-software-for-your-business</loc><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Comparing%20Best%20AP%20software.jpeg</image:loc><image:caption>Comparing Best AP software</image:caption><image:title>Comparing Best AP software</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><lastmod>2023-08-15</lastmod></url><url><loc>https://www.plooto.com/resources/case-studies/aspect-accounting-accounts-payable</loc><image:image><image:loc>https://www.plooto.com/hubfs/Aspect%20Accounting%20quote%202.png</image:loc><image:caption>Aspect Accounting quote 2</image:caption><image:title>Aspect Accounting quote 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/True%20North%20Mortgage%20hero.png</image:loc><image:caption>True North Mortgage hero</image:caption><image:title>True North Mortgage hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Freightzy-1.png</image:loc><image:caption>Freightzy-1</image:caption><image:title>Freightzy-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Thames%20Valley%20hero.png</image:loc><image:caption>Thames Valley hero</image:caption><image:title>Thames Valley hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Greenhouse%20hero.png</image:loc><image:caption>Greenhouse hero</image:caption><image:title>Greenhouse hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Aspect%20Accounting%20quote%201.png</image:loc><image:caption>Aspect Accounting quote 1</image:caption><image:title>Aspect Accounting quote 1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Aspect%20Accounting%20Hero.png</image:loc><image:caption>Aspect Accounting Hero</image:caption><image:title>Aspect Accounting Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Sarnia%20FC.png</image:loc><image:caption>Sarnia FC</image:caption><image:title>Sarnia FC</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Tanis%20Hero.png</image:loc><image:caption>Tanis Hero</image:caption><image:title>Tanis Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/quote%203%20(2).png</image:loc><image:caption>quote 3 (2)</image:caption><image:title>quote 3 (2)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/mbf%20Chartered%20Accountants%20hero.png</image:loc><image:caption>mbf Chartered Accountants hero</image:caption><image:title>mbf Chartered Accountants hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/BookCo%20Hero.png</image:loc><image:caption>BookCo Hero</image:caption><image:title>BookCo Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/LiveCa%20hero.png</image:loc><image:caption>LiveCa hero</image:caption><image:title>LiveCa hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Enkel%20hero.png</image:loc><image:caption>Enkel hero</image:caption><image:title>Enkel hero</image:title></image:image><lastmod>2026-05-28</lastmod></url><url><loc>https://www.plooto.com/accounts-receivable</loc><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20screenshot%20superimposed%20over%20a%20man%20and%20a%20woman%20working%20together%20in%20an%20office.png</image:loc><image:caption>Accounts receivables screenshot superimposed over a man and a woman working together in an office</image:caption><image:title>Accounts receivables screenshot superimposed over a man and a woman working together in an office</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20Receivable%20Turnover%20Ratio%20Formula%20(1).png</image:loc><image:caption>AR turnover = net credit sales / average accounts receivable</image:caption><image:title>Accounts Receivable Turnover Ratio Formula (1)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/arrow-down-left.svg</image:loc><image:caption>arrow-down-left</image:caption><image:title>arrow-down-left</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/What%20is%20AR%20pillar%20-%20hero.png</image:loc><image:caption>What is AR pillar - hero</image:caption><image:title>What is AR pillar - hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20receivable%20process-min.png</image:loc><image:caption>The AR process: sell a prodocut on credit, customer agrees to pay within a certain periods, record AR on balance sheet, collect payment </image:caption><image:title>The accounts receivable process-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20man%20in%20a%20yellow%20shirt%20and%20glasses%20works%20on%20his%20computer%20at%20the%20office%202.png</image:loc><image:caption>A man in a yellow shirt and glasses works on his computer at the office</image:caption><image:title>A man in a yellow shirt and glasses works on his computer at the office 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20man%20in%20a%20gray%20blazer%20and%20glasses%20reviews%20financial%20reports.png</image:loc><image:caption>A man in a gray blazer and glasses reviews financial reports</image:caption><image:title>A man in a gray blazer and glasses reviews financial reports</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pillar%20page%20background.png</image:loc><image:caption>Blue gradient</image:caption><image:title>Pillar page background</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/impact%20to%20net%20cash%20flows%20rounded%20corners.png</image:loc><image:caption>impact to net cash flows rounded corners</image:caption><image:title>impact to net cash flows rounded corners</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20table.png</image:loc><image:caption>AR: Debits = increases in assets and decreases in liabilities. Credits = decreases in assets and increases in liabilities</image:caption><image:title>Accounts receivable table</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20vs%20accounts%20payable-min.png</image:loc><image:caption>Accounts receivable vs accounts payable</image:caption><image:title>Accounts receivable vs accounts payable-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Plus%20sign%20and%20minus%20sign%20rounded%20corners.png</image:loc><image:caption>Plus sign and minus sign</image:caption><image:title>Plus sign and minus sign rounded corners</image:title></image:image><lastmod>2026-07-13</lastmod></url><url><loc>https://www.plooto.com/bdo-referral</loc><image:image><image:loc>https://www.plooto.com/hubfs/Capterra%20review.svg</image:loc><image:caption>Capterra review</image:caption><image:title>Capterra review</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2%20review.svg</image:loc><image:caption>G2 review</image:caption><image:title>G2 review</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/signup%20BG.png</image:loc><image:caption>signup BG</image:caption><image:title>signup BG</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Badge%203.svg</image:loc><image:caption>Badge 3</image:caption><image:title>Badge 3</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Signup-v3.gif</image:loc><image:caption>Signup-v3</image:caption><image:title>Signup-v3</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Badge%202.svg</image:loc><image:caption>Badge 2</image:caption><image:title>Badge 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Badge%201.svg</image:loc><image:caption>Badge 1</image:caption><image:title>Badge 1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/GetApp%20review.svg</image:loc><image:caption>GetApp review</image:caption><image:title>GetApp review</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Plooto-logo-4.png</image:loc><image:caption>Plooto-logo-4</image:caption><image:title>Plooto-logo-4</image:title></image:image><lastmod>2025-08-20</lastmod></url><url><loc>https://www.plooto.com/resources/case-studies/why-not-theatre</loc><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Freightzy-1.png</image:loc><image:caption>Freightzy-1</image:caption><image:title>Freightzy-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Thames%20Valley%20hero.png</image:loc><image:caption>Thames Valley hero</image:caption><image:title>Thames Valley hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/mbf%20Chartered%20Accountants%20hero.png</image:loc><image:caption>mbf Chartered Accountants hero</image:caption><image:title>mbf Chartered Accountants hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Sarnia%20FC.png</image:loc><image:caption>Sarnia FC</image:caption><image:title>Sarnia FC</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Hero-Feb-12-2026-06-59-17-0882-PM.png</image:loc><image:caption>Hero-Feb-12-2026-06-59-17-0882-PM</image:caption><image:title>Hero-Feb-12-2026-06-59-17-0882-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Tanis%20Hero.png</image:loc><image:caption>Tanis Hero</image:caption><image:title>Tanis Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Aspect%20Accounting%20Hero.png</image:loc><image:caption>Aspect Accounting Hero</image:caption><image:title>Aspect Accounting Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Why%20Not%20Theatre%20pull%20quote.png</image:loc><image:caption>Why Not Theatre pull quote</image:caption><image:title>Why Not Theatre pull quote</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Why%20Not%20Theatre%20pull%20quote%202.png</image:loc><image:caption>Why Not Theatre pull quote 2</image:caption><image:title>Why Not Theatre pull quote 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Enkel%20hero.png</image:loc><image:caption>Enkel hero</image:caption><image:title>Enkel hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/True%20North%20Mortgage%20hero.png</image:loc><image:caption>True North Mortgage hero</image:caption><image:title>True North Mortgage hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Greenhouse%20hero.png</image:loc><image:caption>Greenhouse hero</image:caption><image:title>Greenhouse hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/PadSplit%20hero.png</image:loc><image:caption>PadSplit hero</image:caption><image:title>PadSplit hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/LiveCa%20hero.png</image:loc><image:caption>LiveCa hero</image:caption><image:title>LiveCa 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examples-min</image:title></image:image><lastmod>2025-10-28</lastmod></url><url><loc>https://www.plooto.com/blog/how-payments-automation-helps-real-estate-companies-optimize-cash-flow-and-build-trust-with-clients</loc><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman 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blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Collection%20Effectiveness%20Index%20blog-hero-1.png</image:loc><image:caption>Collection Effectiveness Index blog-hero-1</image:caption><image:title>Collection Effectiveness Index blog-hero-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/DSO%20example%20table.png</image:loc><image:caption>DSO example table</image:caption><image:title>DSO example table</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Cash%20Conversion%20Cycle%20blog-hero.png</image:loc><image:caption>Cash Conversion Cycle blog-hero</image:caption><image:title>Cash Conversion Cycle blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Standard%20DSO%20formula.png</image:loc><image:caption>Standard DSO formula</image:caption><image:title>Standard DSO formula</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20ROI%20of%20AP%20blog-hero.png</image:loc><image:caption>The ROI of AP blog-hero</image:caption><image:title>The ROI of AP blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/CCC%20formula.png</image:loc><image:caption>CCC formula</image:caption><image:title>CCC formula</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR 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software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/blog-hero-Mar-28-2024-02-25-27-1884-PM.png</image:loc><image:caption>blog-hero-Mar-28-2024-02-25-27-1884-PM</image:caption><image:title>blog-hero-Mar-28-2024-02-25-27-1884-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><lastmod>2024-04-03</lastmod></url><url><loc>https://www.plooto.com/announcements/release-version-123020</loc><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/image-png.png</image:loc><image:caption>image-png</image:caption><image:title>image-png</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Release%20Note%20v2.png</image:loc><image:caption>Release Note v2</image:caption><image:title>Release Note v2</image:title></image:image><lastmod>2020-12-30</lastmod></url><url><loc>https://www.plooto.com/blog/accounts-payable-automation-best-practices</loc><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20automation%20best%20practices%20table.png</image:loc><image:caption>Listing out the 19 accounts payable automation best practices delineated in this article.</image:caption><image:title>Accounts payable automation best practices table</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero 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examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/blog-hero-Feb-23-2024-04-51-38-4076-PM.png</image:loc><image:caption>blog-hero-Feb-23-2024-04-51-38-4076-PM</image:caption><image:title>blog-hero-Feb-23-2024-04-51-38-4076-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and 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Pixel</image:caption><image:title>Small Pixel</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Webinar%20hero.png</image:loc><image:caption>Webinar hero</image:caption><image:title>Webinar 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examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero 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partnership_updated</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/DeloitteAward.png</image:loc><image:caption>DeloitteAward</image:caption><image:title>DeloitteAward</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/blog-hero-May-01-2024-02-38-35-7512-PM.png</image:loc><image:caption>blog-hero-May-01-2024-02-38-35-7512-PM</image:caption><image:title>blog-hero-May-01-2024-02-38-35-7512-PM</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://www.plooto.com/solutions/industry/construction</loc><image:image><image:loc>https://www.plooto.com/hubfs/paid-on-time.png</image:loc><image:caption>paid-on-time</image:caption><image:title>paid-on-time</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Credit%20card%20icon.svg</image:loc><image:caption>Credit 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image</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://www.plooto.com/blog/how-ap-teams-are-solving-their-toughest-problems</loc><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the 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image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/ap%20problems-featured%20image-1.jpeg</image:loc><image:caption>ap problems-featured image-1</image:caption><image:title>ap problems-featured image-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><lastmod>2024-10-21</lastmod></url><url><loc>https://www.plooto.com/blog/mapping-the-best-finops-stack-for-your-business</loc><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Collection%20Effectiveness%20Index%20blog-hero-1.png</image:loc><image:caption>Collection Effectiveness Index blog-hero-1</image:caption><image:title>Collection Effectiveness Index blog-hero-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/FinOps%20map.png</image:loc><image:caption>FinOps map</image:caption><image:title>FinOps map</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><lastmod>2024-07-11</lastmod></url><url><loc>https://www.plooto.com/ar-automation</loc><image:image><image:loc>https://www.plooto.com/hubfs/Payable%20over%20light%20blue%20gradient.png</image:loc><image:caption>Example of payables: ACME, Big supply, Empire LLC</image:caption><image:title>Payable over light blue gradient</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20man%20in%20a%20yellow%20shirt%20and%20glasses%20works%20on%20his%20computer%20at%20the%20office%202.png</image:loc><image:caption>A man in a yellow shirt and glasses works on his computer at the office</image:caption><image:title>A man in a yellow shirt and glasses works on his computer at the office 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Connecting%20accounting%20software%20in%20the%20Plooto%20platform.png</image:loc><image:caption>Connecting accounting software in the Plooto platform</image:caption><image:title>Connecting accounting software in the Plooto platform</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/receivables-screen.png</image:loc><image:caption>receivables-screen</image:caption><image:title>receivables-screen</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Key%20benefits%20of%20AR%20automation.png</image:loc><image:caption>Key benefits of AR automation: Real-time visibility, increased accuracy, get paid faster, supports growth, saves time &amp; money, improves CX</image:caption><image:title>Key benefits of AR automation</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20man%20in%20a%20yellow%20shirt%20and%20glasses%20works%20on%20his%20computer%20at%20the%20office.png</image:loc><image:caption>A man in a yellow shirt and glasses works on his computer at the office</image:caption><image:title>A man in a yellow shirt and glasses works on his computer at the office</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AP%20&amp;%20AR%20automation.png</image:loc><image:caption>Both AR and AP automation save time, save money, and save labor</image:caption><image:title>AP &amp; AR automation</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20Automation%20with%20arrows.png</image:loc><image:caption>AR automation generates customer invoices, sends payment reminders, processes transaction, and reconciles payments</image:caption><image:title>AR Automation with arrows</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Image%20(95).png</image:loc><image:caption>Image (95)</image:caption><image:title>Image (95)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20automation%20best%20practices.png</image:loc><image:caption>AR 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screen</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Image%20(84).png</image:loc><image:caption>Image (84)</image:caption><image:title>Image (84)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Plooto-Mission-Control.jpg</image:loc><image:caption>Plooto-Mission-Control</image:caption><image:title>Plooto-Mission-Control</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/NetSuite1.png</image:loc><image:caption>NetSuite1</image:caption><image:title>NetSuite1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/CTA%20-%20gradient%20BG.png</image:loc><image:caption>CTA - gradient BG</image:caption><image:title>CTA - gradient BG</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Srinivas%20Pabbaraju%20headshot.svg</image:loc><image:caption>Srinivas Pabbaraju headshot</image:caption><image:title>Srinivas Pabbaraju 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logo</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Connect%20CPA%20logo.svg</image:loc><image:caption>Connect CPA logo</image:caption><image:title>Connect CPA logo</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/replace-image-here%20(14).png</image:loc><image:caption>replace-image-here (14)</image:caption><image:title>replace-image-here (14)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Think%20Accounting%20logo.svg</image:loc><image:caption>Think Accounting logo</image:caption><image:title>Think Accounting 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Blades</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><lastmod>2026-07-10</lastmod></url><url><loc>https://www.plooto.com/resources/videos</loc><video:video><video:thumbnail_loc>https://www.plooto.com/hubfs/Plooto%20for%20Accountants_Final.mp4/medium.jpg</video:thumbnail_loc><video:title>Plooto for Accountants_Final</video:title><video:description>Plooto for 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businesses</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/4-step%20system.png</image:loc><image:caption>4-step system</image:caption><image:title>4-step system</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Newsletter%20thumb-1.png</image:loc><image:caption>Newsletter thumb-1</image:caption><image:title>Newsletter thumb-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/4%20steps%20to%20help%20clients.png</image:loc><image:caption>4 steps to help clients</image:caption><image:title>4 steps to help clients</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Greater%20than%20the%20Sum.svg</image:loc><image:caption>Greater than the Sum</image:caption><image:title>Greater than the 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hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Invoice%20processing.png</image:loc><image:caption>Invoice processing</image:caption><image:title>Invoice processing</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Payables%20UI.png</image:loc><image:caption>Payables UI</image:caption><image:title>Payables UI</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Image%20(40).png</image:loc><image:caption>Image (40)</image:caption><image:title>Image 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examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/blog-hero-May-08-2024-02-01-08-3458-PM.png</image:loc><image:caption>blog-hero-May-08-2024-02-01-08-3458-PM</image:caption><image:title>blog-hero-May-08-2024-02-01-08-3458-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero 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flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - 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know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and 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envelope</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/arrow-down-left.svg</image:loc><image:caption>arrow-down-left</image:caption><image:title>arrow-down-left</image:title></image:image><lastmod>2024-07-09</lastmod></url><url><loc>https://www.plooto.com/blog/3-way-match-accounts-payable</loc><image:image><image:loc>https://www.plooto.com/hubfs/B2B%20Payments%20OG%20image.png</image:loc><image:caption>Credit 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2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/An%20invoice.png</image:loc><image:caption>An invoice</image:caption><image:title>An invoice</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/arrow-down-left.svg</image:loc><image:caption>arrow-down-left</image:caption><image:title>arrow-down-left</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pillar%20page%20background.png</image:loc><image:caption>Blue gradient</image:caption><image:title>Pillar page background</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/What%20you%20need%20for%203-way%20matching.png</image:loc><image:caption>What you need for 3-way matching: POs, receipt notes, invoices</image:caption><image:title>What you need for 3-way matching</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/An%20example%20of%203-way%20matching%20examples.png</image:loc><image:caption>An example of 3-way matching</image:caption><image:title>An example of 3-way matching examples</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Overview%20of%20the%20three%20matching%20processes.png</image:loc><image:caption>Overview of the three matching processes</image:caption><image:title>Overview of the three matching processes</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Benefits%20of%203-way%20matching.png</image:loc><image:caption>Benefits of 3-way matching: reduces manual 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receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a 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phone making a successful payment using a Stripe-like terminal</image:caption><image:title>3x2 eft payments</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20Does%20a%20Wire%20Transfer%20Work-min.png</image:loc><image:caption>A man with headphones on sits at a laptop. 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background</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Map%20international%20business%20payments%20header.png</image:loc><image:caption>Map international business payments header</image:caption><image:title>Map international business payments header</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/3x2%20(14)-min.png</image:loc><image:caption>Wire transfer sent</image:caption><image:title>3x2 (14)-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/What%20information%20do%20you%20need%20to%20send%20a%20wire%20transfer.png</image:loc><image:caption>What information do you need to send a wire transfer: ID, account details, full legal name, routing number</image:caption><image:title>What information do you need to send a wire transfer</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/ACH%20payments%20header.png</image:loc><image:caption>A tablet transmitting to banks, stores, and the world wide web</image:caption><image:title>ACH payments header</image:title></image:image><lastmod>2024-06-10</lastmod></url><url><loc>https://www.plooto.com/signup</loc><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/signup%20BG.png</image:loc><image:caption>signup BG</image:caption><image:title>signup BG</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/GetApp%20review.svg</image:loc><image:caption>GetApp review</image:caption><image:title>GetApp review</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Badge%201.svg</image:loc><image:caption>Badge 1</image:caption><image:title>Badge 1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Badge%202.svg</image:loc><image:caption>Badge 2</image:caption><image:title>Badge 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know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - 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know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><lastmod>2022-06-29</lastmod></url><url><loc>https://www.plooto.com/blog/why-are-cash-flow-statements-important-for-business</loc><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - 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examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to 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Business-1</image:title></image:image><lastmod>2024-08-07</lastmod></url><url><loc>https://www.plooto.com/blog/how-to-accept-check-payments-online</loc><image:image><image:loc>https://www.plooto.com/hubfs/blog-hero%20op1.png</image:loc><image:caption>blog-hero op1</image:caption><image:title>blog-hero op1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor 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image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding 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examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to 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blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Hero-2.jpg</image:loc><image:caption>Hero-2</image:caption><image:title>Hero-2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/7-reasons-to-have-AP-Automation.png</image:loc><image:caption>7-reasons-to-have-AP-Automation</image:caption><image:title>7-reasons-to-have-AP-Automation</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://www.plooto.com/b2b-payments</loc><image:image><image:loc>https://www.plooto.com/hubfs/Pro%20con%20table%20-%20payment%20methods-min.png</image:loc><image:caption>Pro con table - payment methods-min</image:caption><image:title>Pro con table - payment methods-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Two%20people%20talking%20at%20a%20desk%2c%20only%20their%20hands%20visible%20in%20frame%202.png</image:loc><image:caption>Two people talking at a desk, only their hands visible in frame 2</image:caption><image:title>Two people talking at a desk, only their hands visible in frame 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Cashless%20transaction%20will%20more%20than%20double%20by%202030.png</image:loc><image:caption>Cashless transaction will more than double by 2030</image:caption><image:title>Cashless transaction will more than double by 2030</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Payments%20made%20by%20checks.png</image:loc><image:caption>B2B payments made by checks in the US &amp; Canada: Decreased from 81% in 2004 to 33% in 2022</image:caption><image:title>Payments made by checks</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pillar%20page%20background.png</image:loc><image:caption>Blue gradient</image:caption><image:title>Pillar page background</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Map%20international%20business%20payments%20header.png</image:loc><image:caption>Map international business payments header</image:caption><image:title>Map international business payments header</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Major%20b2b%20payment%20types.png</image:loc><image:caption>Major b2b payment types: credit cards, virtual CCs, ACH, EFT, wire, payment platforms, paper checks, echecks, cash</image:caption><image:title>Major b2b payment types</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/List%20long%20-%20dark-min.png</image:loc><image:caption>List long - dark-min</image:caption><image:title>List long - dark-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/B2B%20payments%20header.png</image:loc><image:caption>Credit card outlines</image:caption><image:title>B2B payments header</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/B2B%20Payments%20OG%20image.png</image:loc><image:caption>Credit cards</image:caption><image:title>B2B Payments OG image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Instant%20payments%20will%20increase%20across%20territories.png</image:loc><image:caption>Instant payments will increase across territories</image:caption><image:title>Instant payments will increase across territories</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20man%20shows%20a%20coworker%20some%20information%20on%20his%20iMac%20screen.png</image:loc><image:caption>A man shows a coworker some information on his iMac screen</image:caption><image:title>A man shows a coworker some information on his iMac screen</image:title></image:image><lastmod>2024-10-21</lastmod></url><url><loc>https://www.plooto.com/blog/7-terms-you-must-know-as-an-smb-owner</loc><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue 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know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; 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blog-hero</image:title></image:image><lastmod>2022-06-29</lastmod></url><url><loc>https://www.plooto.com/blog/transition-from-checks-to-electronic-payments</loc><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor 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examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and 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know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Plooto%20Capture%20Line%20Item%20Editor.png</image:loc><image:caption>Plooto Capture Line Item Editor</image:caption><image:title>Plooto Capture Line Item Editor</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Plooto%20Caputre-Screenshot-email%20upload.png</image:loc><image:caption>Plooto Caputre-Screenshot-email upload</image:caption><image:title>Plooto Caputre-Screenshot-email 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image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and 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image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><lastmod>2024-10-21</lastmod></url><url><loc>https://www.plooto.com/solutions/industry/financial-and-insurance</loc><image:image><image:loc>https://www.plooto.com/hubfs/settings-sliders%20(1).svg</image:loc><image:caption>settings-sliders (1)</image:caption><image:title>settings-sliders (1)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Credit%20card%20icon.svg</image:loc><image:caption>Credit card icon</image:caption><image:title>Credit card 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Nikkanen</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Icon%20Library/file-checkmark.png</image:loc><image:caption>file-checkmark</image:caption><image:title>file-checkmark</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Image%20(75).png</image:loc><image:caption>Image (75)</image:caption><image:title>Image (75)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Envolta%20logo.png</image:loc><image:caption>Envolta logo</image:caption><image:title>Envolta logo</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Think%20Accounting%20Logo.png</image:loc><image:caption>Think Accounting Logo</image:caption><image:title>Think Accounting Logo</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Signup-v3.gif</image:loc><image:caption>Signup-v3</image:caption><image:title>Signup-v3</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Sean%20Freedman.png</image:loc><image:caption>Sean Freedman</image:caption><image:title>Sean Freedman</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20Profit%20Line%20logo.png</image:loc><image:caption>The Profit Line logo</image:caption><image:title>The Profit Line logo</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Icon%20Library/landscape.png</image:loc><image:caption>landscape</image:caption><image:title>landscape</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2%20review.svg</image:loc><image:caption>G2 review</image:caption><image:title>G2 review</image:title></image:image><lastmod>2026-03-30</lastmod></url><url><loc>https://www.plooto.com/blog/automatically-include-invoices-and-select-a-default-bank-account</loc><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/plooto-newfeature-image.png</image:loc><image:caption>plooto-newfeature-image</image:caption><image:title>plooto-newfeature-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/promotions-2a-blog-featured-image.jpeg</image:loc><image:caption>promotions-2a-blog-featured-image</image:caption><image:title>promotions-2a-blog-featured-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/New%20Operating%20Hours%20for%20Customer%20Support_v2.png</image:loc><image:caption>New Operating Hours for Customer Support_v2</image:caption><image:title>New Operating Hours for Customer Support_v2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://www.plooto.com/blog/a-complete-guide-to-invoice-management-for-accounts-payable</loc><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Invoice%20Management_Blog%20Featured%20Image_final.gif</image:loc><image:caption>Invoice Management_Blog Featured Image_final</image:caption><image:title>Invoice Management_Blog Featured Image_final</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Invoice%20Management_Blog_Assets_checklist.png</image:loc><image:caption>Invoice Management_Blog_Assets_checklist</image:caption><image:title>Invoice Management_Blog_Assets_checklist</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><lastmod>2026-06-23</lastmod></url><url><loc>https://www.plooto.com/integrations/xero</loc><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Xero3.png</image:loc><image:caption>Xero3</image:caption><image:title>Xero3</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/replace-image-here%20(17).png</image:loc><image:caption>replace-image-here (17)</image:caption><image:title>replace-image-here (17)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/CTA%20-%20gradient%20BG.png</image:loc><image:caption>CTA - gradient BG</image:caption><image:title>CTA - gradient BG</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Xero%20integration%20hero.jpg</image:loc><image:caption>Xero integration hero</image:caption><image:title>Xero integration hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Xero2.png</image:loc><image:caption>Xero2</image:caption><image:title>Xero2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Christine%20Pilkington.png</image:loc><image:caption>Christine Pilkington</image:caption><image:title>Christine Pilkington</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounting%20software%20integrations%20app%20screen.png</image:loc><image:caption>Accounting software integrations app screen</image:caption><image:title>Accounting software integrations app screen</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Client%20dash.png</image:loc><image:caption>Client dash</image:caption><image:title>Client dash</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Xero1.png</image:loc><image:caption>Xero1</image:caption><image:title>Xero1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Image%20(6).png</image:loc><image:caption>Image (6)</image:caption><image:title>Image (6)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/replace-image-here%20(18).png</image:loc><image:caption>replace-image-here (18)</image:caption><image:title>replace-image-here (18)</image:title></image:image><lastmod>2026-07-10</lastmod></url><url><loc>https://www.plooto.com/working-capital</loc><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Payable%20over%20light%20blue%20gradient.png</image:loc><image:caption>Example of payables: ACME, Big supply, Empire LLC</image:caption><image:title>Payable over light blue gradient</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Working%20capital%20formula%20example.png</image:loc><image:caption>Working capital formula example: $500k - $100k = $400k</image:caption><image:title>Working capital formula example</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Working%20capital%20ratio%20formula.png</image:loc><image:caption>Working capital ratio = current assets / current liabilities</image:caption><image:title>Working capital ratio formula</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/working%20capital%203x2%20(1)-min.png</image:loc><image:caption>working capital 3x2 (1)-min</image:caption><image:title>working capital 3x2 (1)-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Net%20working%20capital%20vs%20working%20capital%202.png</image:loc><image:caption>Net working capital vs working capital: focuses on money tied up in day-to-day vs cash and assets minus short-term debts</image:caption><image:title>Net working capital vs working capital 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Working%20capital%20formula-min.png</image:loc><image:caption>Working capital formula-min</image:caption><image:title>Working capital formula-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/What%20is%20working%20capital.png</image:loc><image:caption>What is working capital: current assets vs current liabilities</image:caption><image:title>What is working capital</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Working%20capital%20header%20-%20Bar%20chart%20going%20up%20and%20down.png</image:loc><image:caption>Bar chart going up and down</image:caption><image:title>Working capital header - Bar chart going up and down</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Image%20(95).png</image:loc><image:caption>Image (95)</image:caption><image:title>Image (95)</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20man%20in%20a%20yellow%20shirt%20and%20glasses%20works%20on%20his%20computer%20at%20the%20office%202.png</image:loc><image:caption>A man in a yellow shirt and glasses works on his computer at the office</image:caption><image:title>A man in a yellow shirt and glasses works on his computer at the office 2</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pillar%20page%20background.png</image:loc><image:caption>Blue gradient</image:caption><image:title>Pillar page background</image:title></image:image><lastmod>2026-07-13</lastmod></url><url><loc>https://www.plooto.com/blog/ap-ar-automation-for-online-businesses</loc><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Understanding%20the%20cost%20of%20manual%20payments%20-%20Hero.png</image:loc><image:caption>Understanding the cost of manual payments - Hero</image:caption><image:title>Understanding the cost of manual payments - Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/From%20Payment%20Processor%20to%20Trusted%20Advisor%20blog-hero.jpg</image:loc><image:caption>From Payment Processor to Trusted Advisor blog-hero</image:caption><image:title>From Payment Processor to Trusted Advisor blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/20210727_blog_asset.png</image:loc><image:caption>20210727_blog_asset</image:caption><image:title>20210727_blog_asset</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20payable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>A hypothetical equation showing the AP ratio formula</image:caption><image:title>Accounts payable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/How%20does%20accounts%20payable%20affect%20cash%20flow_%20What%20to%20know-min.png</image:loc><image:caption>Example payables over a light blue background</image:caption><image:title>How does accounts payable affect cash flow_ What to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivables%20vs.%20accounts%20payables_%20What%E2%80%99s%20the%20difference_-min.png</image:loc><image:caption>Money coming in vs money going back out</image:caption><image:title>Accounts receivables vs. accounts payables_ What’s the difference_-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Accounts%20receivable%20turnover%20ratio_%20Definition%2c%20formula%20&amp;%20examples-min.png</image:loc><image:caption>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:caption><image:title>Accounts receivable turnover ratio_ Definition, formula &amp; examples-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist blog-hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR software-hero-image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero 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Hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/play.svg</image:loc><image:caption>play</image:caption><image:title>play</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20accounts%20payable%20process_%20Everything%20you%20need%20to%20know-min.png</image:loc><image:caption>A woman reviewing her payables at the office</image:caption><image:title>The accounts payable process_ Everything you need to know-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/AR%20-%20revenue%20and%20assets-fif.gif</image:loc><image:caption>AR - revenue and assets-fif</image:caption><image:title>AR - revenue and assets-fif</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pricing%20Guide%20-%20hero%20image.jpeg</image:loc><image:caption>Pricing Guide - hero image</image:caption><image:title>Pricing Guide - hero image</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Is%20accounts%20receivable%20a%20debit%20or%20credit_%20(Explanation%20and%20examples)-min-1.png</image:loc><image:caption>Plus or minus signs compared</image:caption><image:title>Is accounts receivable a debit or credit_ (Explanation and examples)-min-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Bookkeeper%20checklist%20blog-hero.png</image:loc><image:caption>Bookkeeper checklist blog-hero</image:caption><image:title>Bookkeeper checklist 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hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Freightzy-1.png</image:loc><image:caption>Freightzy-1</image:caption><image:title>Freightzy-1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Serotina%20hero.png</image:loc><image:caption>Serotina hero</image:caption><image:title>Serotina hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Greenhouse%20hero.png</image:loc><image:caption>Greenhouse hero</image:caption><image:title>Greenhouse hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Tanis%20Hero.png</image:loc><image:caption>Tanis Hero</image:caption><image:title>Tanis 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hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Hero-Feb-12-2026-06-59-17-0882-PM.png</image:loc><image:caption>Hero-Feb-12-2026-06-59-17-0882-PM</image:caption><image:title>Hero-Feb-12-2026-06-59-17-0882-PM</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/True%20North%20Mortgage%20hero.png</image:loc><image:caption>True North Mortgage hero</image:caption><image:title>True North Mortgage hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Enkel%20hero.png</image:loc><image:caption>Enkel hero</image:caption><image:title>Enkel hero</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/247%20Fulfillment%20quote%201.png</image:loc><image:caption>247 Fulfillment quote 1</image:caption><image:title>247 Fulfillment quote 1</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Sarnia%20FC.png</image:loc><image:caption>Sarnia FC</image:caption><image:title>Sarnia FC</image:title></image:image><lastmod>2026-05-28</lastmod></url><url><loc>https://www.plooto.com/invoice-management</loc><image:image><image:loc>https://www.plooto.com/hubfs/linkedin.svg</image:loc><image:caption>linkedin</image:caption><image:title>linkedin</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Pillar%20page%20background.png</image:loc><image:caption>Blue gradient</image:caption><image:title>Pillar page background</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/G2-reviews.png</image:loc><image:caption>G2-reviews</image:caption><image:title>G2-reviews</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/facebook.svg</image:loc><image:caption>facebook</image:caption><image:title>facebook</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Frame%2011889%20(4)-min.png</image:loc><image:caption>Frame 11889 (4)-min</image:caption><image:title>Frame 11889 (4)-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Automated%20invoice%20management.png</image:loc><image:caption>Automated invoice management: 1. receive invoice 2. extract data 3. verify data 4. assign invoice 5. upload data to automation 6. verify 7. payment</image:caption><image:title>Automated invoice management</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/working%20capital%203x2-min.png</image:loc><image:caption>working capital 3x2-min</image:caption><image:title>working capital 3x2-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/Frame%2011889%20(2)-min.png</image:loc><image:caption>Frame 11889 (2)-min</image:caption><image:title>Frame 11889 (2)-min</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/A%20screenshot%20showing%20a%20business%20payables%20in%20queue.png</image:loc><image:caption>A 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invoices</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/instagram.svg</image:loc><image:caption>instagram</image:caption><image:title>instagram</image:title></image:image><image:image><image:loc>https://www.plooto.com/hubfs/The%20importance%20of%20invoice%20management.png</image:loc><image:caption>The importance of invoice management: reduced errors, improved cash flow, better vendor relationships</image:caption><image:title>The importance of invoice management</image:title></image:image><lastmod>2024-10-21</lastmod></url><url><loc>https://www.plooto.com/blog/how-accounting-firms-free-hundreds-of-hours-with-plooto-ap-automation</loc><image:image><image:loc>https://www.plooto.com/hubfs/AR%20software-hero-image.png</image:loc><image:caption>AR software-hero-image</image:caption><image:title>AR 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